SPIN Analytics | RISKROBOT
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RISKROBOT

Allow RISKROBOT™ to solve the hard part of data cleansing and time-consuming tasks, so you can apply your expertise on credit risk modelling and reduce your time to market.

Challenge

New regulatory requirements, IFRS9/CECL, post-COVID economy and encroaching fintechs continue to increase pressure on banks’ credit model management, yet even experienced teams take months to develop each model while generic analytics & AI platforms don’t incorporate risk expertise nor address the bottlenecks in credit risk modelling, leaving banks damaged by high costs and outdated risk estimates.

Solution

RISKROBOT™ uniquely streamlines end-to-end to credit risk modelling, combining expert judgment with Explainable AI and automation. Modellers are “super-charged”: modelling and documentation takes minutes instead  of weeks, yet they remain fully in control.

Outcome

RISKROBOT™ has delivered  consistent 10x acceleration to tier 1 banks in multiple use cases as illustrated below.

RISKROBOT™ is the complete credit risk model development solution, covering:

  • PD, LGD, EAD, CCF
  • Stress testing
  • IFRS9/CECL
  • Portfolio risk modeling

RISKROBOT™ is optimized end-to-end to support the entire workflow of credit risk modeling. Its automation and explainable AI work together with the bank’s experts to achieve massive acceleration while keeping the bank in control of every decision.

Full model life-cycle approach

  • Automated ETL
  • Validation and cleansing of raw data
  • Model development using any methodology
  • Model Validation
  • Deployment and monitoring
  • Documentation is automatically generated, ready for submission to regulators, model risk validation and auditors

How to test RISKROBOT™ with your own data

Proof Of Concept (PoC) Process

STEP 1

Define scope & agree terms

Portfolio, number of models, success criteria, etc.

STEP 2

Transfer data to SPIN Analytics

STEP 3

SPIN Analytics develop model using RISKROBOT™

STEP 4

Interactive Workshop & Plan Next Steps

How SPIN Analytics and Microsoft Azure are cooperating

The speed, power and efficiency of RISKROBOT™ is unprecedented and transforms how you work with credit models.

 

Microsoft Azure simplifies and accelerates the integration of RISKROBOT™ into your existing infrastructure, and ensures your  teams always have the resources they need. SPIN Analytics used Azure to deliver RISKROBOT™ to multiple clients.

Data Security

 

Explore and test RISKROBOT™ ground-breaking analytics, then deploy at scale while keeping your data secure in Azure.

Speed & Flexibility

 

RISKROBOT™ can build new models  rapidly when you need them most. Azure provides rapid, seamless availability of all  the resources when you need them.

Efficiently Scale and Manage

On-board new portfolios easily and deploy  RISKROBOT™ at scale across vast networks of models. Azure will ensure transparent,  seamless and efficient resource utilization.